At the core of our existence: elevating our clients in every aspect of life.
Elevate Credit is a non-deposit-taking micro-finance institution regulated by the Central Bank of Kenya. We exist to enhance the financial progress of Kenyan professionals and businesses through a diverse range of credit solutions designed for the real economy.
Building Kenyan credit
Disbursed to clients
Professionals & SMEs served
Average approval to payout
Our Mantra
Wallet · Mind · Spirit
Three principles, one promise — every product we build is judged against all three.
Transparent rates, no hidden fees, products that grow what you've earned.
Advisory and education that builds confidence around credit and cash flow.
A respect-first relationship — we treat every client as a long-term partner.
Our Journey
More than a decade of disciplined growth.
2013
Founded in Nairobi
Opened doors as a non-deposit-taking microfinance institution.
2016
CBK regulation
Achieved full Central Bank of Kenya regulatory status.
2019
Mobile-first lending
Launched the Elevate app, bringing applications to every smartphone.
2022
KES 1B disbursed
Crossed the one-billion-shilling mark in cumulative lending.
2026
Today
Serving 5,000+ professionals and SMEs across Kenya.
Beyond Credit
Advisory that goes beyond capital.
Capital alone doesn't grow a business. Our team partners with clients across the disciplines that matter most.
Speak with our team- 01Business Strategy
- 02Financial Advisory
- 03Marketing Support
- 04Legal & Compliance
- 05Training & Capacity Building